Thursday, October 23, 2008

More Credit Information and Resources


If you are looking for more information about your current credit status, then the following agencies are good resources for updated information. You can contact the following agencies for more credit information (recognized as the top three nationwide consumer credit reporting companies):

1) Equifax – or 1-800-685-1111

2) Trans Union – or 1-877-322-8228

3) Experian Information Solutions – or 1-866-200-6020

Fair Isaac & Company invented the FICO credit risk score that lenders started using in the 1960s. This approach to lending enabled financial institutions to improve their business performance and expand consumers’ access to credit. Today Fair Isaac’s FICO score is widely recognized as the industry standard for lenders. Myfico is the consumer division of Fair Isaac.

4) Fair, Issaac & Company –

Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free Personal Credit Report in a 12 month period. To request this free annual report online, by phone or mail, visit (does not include FICO scores).

No comments: